With the possible exception of a traumatic brain injury, there is no life-changing injury more serious than paralysis. While the financial costs of losing income are obvious, there are other costs that only become more evident over time.  

According to the Christopher & Dana Reeve Foundation, costs do vary depending on your type of injury with the cost rising with more complete paralysis. Not only will you have all the health care costs associated with the accident and ongoing care you will need but also you will have additional living expenses. These might include buying a new mode of transportation, moving to a new home that is accessible by a wheelchair or making modifications to your existing home. Not to mention that you may need to take a leave from your job and possibly have to seek new employment because you can no longer do the job you did before. There is no doubt you will experience many changes that will have a financial impact. 

When considering all the costs you will have, the first year you can expect to spend anywhere from around $348,000 up to over $1 million. After that first year, expenses could run from about $42,000 to $185,000. Obviously, the lifetime costs will depend on how old you were at the time of the car wreck. The younger you were, the higher your lifetime expenses will be. 

Again, though, all expenses do depend on how complete your paralysis is. If you have high tetraplegia, for example, your expenses will be much higher than someone with paraplegia.